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FinTech
Special Issues
The Impact of Digitalisation on Financial Services and Financial Literacy
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Special Issue "The Impact of Digitalisation on Financial Services and Financial Literacy"

A special issue of FinTech (ISSN 2674-1032).

Deadline for manuscript submissions: 31 January 2024 | Viewed by 521

Special Issue Editors

Dr. Ágnes Csiszárik-Kocsir

E-Mail Website
Guest Editor
Keleti Károly Faculty of Business and Management, Óbuda University, 1034 Budapest, Hungary
Interests: project management; finance
Special Issues, Collections and Topics in MDPI journals
Dr. Mónika Garai-Fodor
E-Mail Website
Guest Editor
Keleti Karoly Faculty of Business and Management, Obuda University, 1084 Budapest, Hungary
Interests: digitalisation; consumer behaviour
Special Issues, Collections and Topics in MDPI journals

Special Issue Information

Dear Colleagues,

The financial services market has been significantly affected by the global trend towards digitalisation. It has led to the emergence of new service formats and new target consumers. At the same time, there is an increased demand for new forms of financial services that offer convenience, agility and security. However, these services require financial literacy, which involves enhancing people’s financial awareness and financial capabilities.

The main focus of this Special Issue is on these changes, with potential studies focusing on the analysis of digital financial solutions and services, financial culture and literacy, alongside the practical analysis of digital financial projects.

Dr. Ágnes Csiszárik-Kocsir
Dr. Mónika Garai-Fodor
Guest Editors

Manuscript Submission Information

Manuscripts should be submitted online at www.mdpi.com by registering and logging in to this website. Once you are registered, click here to go to the submission form. Manuscripts can be submitted until the deadline. All submissions that pass pre-check are peer-reviewed. Accepted papers will be published continuously in the journal (as soon as accepted) and will be listed together on the special issue website. Research articles, review articles as well as short communications are invited. For planned papers, a title and short abstract (about 100 words) can be sent to the Editorial Office for announcement on this website.

Submitted manuscripts should not have been published previously, nor be under consideration for publication elsewhere (except conference proceedings papers). All manuscripts are thoroughly refereed through a single-blind peer-review process. A guide for authors and other relevant information for submission of manuscripts is available on the Instructions for Authors page. FinTech is an international peer-reviewed open access quarterly journal published by MDPI.

Please visit the Instructions for Authors page before submitting a manuscript. The Article Processing Charge (APC) for publication in this open access journal is 1000 CHF (Swiss Francs). Submitted papers should be well formatted and use good English. Authors may use MDPI's English editing service prior to publication or during author revisions.

Keywords

  • digitalisation
  • financial literacy
  • financial consciousness
  • financial services
  • financial projects
  • fintech
  • financial awareness

Published Papers (1 paper)

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Research

18 pages, 822 KiB  
Article
Digital Financial Inclusion and Remittances: An Empirical Study on Bangladeshi Migrant Households
by
Kazi Abdul Mannan
and
Khandaker Mursheda Farhana
FinTech 2023, 2(4), 680-697; https://doi.org/10.3390/fintech2040038 - 18 Oct 2023
Viewed by 394
Abstract
Globally, large numbers of adults remain unbanked, and most of them live in rural areas of the Third World. The recent outbreak of the COVID-19 pandemic has shown us how inequalities in accessing financial services continue to affect us. However, digital financial inclusion [...] Read more.
Globally, large numbers of adults remain unbanked, and most of them live in rural areas of the Third World. The recent outbreak of the COVID-19 pandemic has shown us how inequalities in accessing financial services continue to affect us. However, digital financial inclusion has emerged as an effective tool used to tackle socioeconomic ills and drive economic development. In fact, due to these modern technological developments, the number of studies in this area is very limited, especially in the context of developing economies. This study examines the impacts of migrant remittances on digital financial inclusion within households in Bangladesh by using the Migration and Remittance Household Survey. To meet the research objectives of this study, a household survey was conducted and 2165 households interviewed in 2022–2023 in Bangladesh. The survey data collected was tested using univariate and multivariate estimations. This study finds that the coefficient of remittance has positive relationships with the probability of e-bank accounts and the use of mobile banking for a household’s financial transactions. However, the use of ATM cards by households for financial transactions has not been significantly affected. The article concludes that remittance flows may enhance access to and use of means of digital financial inclusion by reducing some of the barriers and costs in Bangladesh, which could greatly contribute to the country’s economic growth by creating and increasing a strong fund for investment. The findings of this study can help in taking various steps to facilitate the most powerful financial sector of Bangladesh, namely, remittance management. Full article
(This article belongs to the Special Issue The Impact of Digitalisation on Financial Services and Financial Literacy)
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