Credit Risk Evaluation of Microfinance and Inclusive Finance

A special issue of Journal of Risk and Financial Management (ISSN 1911-8074).

Deadline for manuscript submissions: closed (30 April 2023) | Viewed by 1845

Special Issue Editors


E-Mail Website
Guest Editor
College of Economics and Management (CEM), Northwest A&F University, Yangling 712100, China
Interests: credit risk evaluation of microfinance; inclusive finance
Special Issues, Collections and Topics in MDPI journals

E-Mail Website
Guest Editor
School of Economics, Northeastern University at Qinhuangdao, Qinhuangdao 066004, China
Interests: fintech; inclusive finance

Special Issue Information

Dear Colleagues,

The primary goal of financial inclusion is to remove obstacles to entering the finance system and to enable all people to use all services to improve their standard of living. Financial inclusion is seen as a life-changing instrument for underprivileged segments of the population (i.e., farmers, sole proprietors, and small village enterprises) in order to improve their standard of living. Financial inclusion has a significant impact on development because it allows underprivileged people to escape their poverty and allows diverse types and sizes of businesses to flourish.

This Special Issue focuses on the broad topic of the “Credit Risk Evaluation of Microfinance and Inclusive Finance”, and includes novel research on the use of techniques for modeling the credit risk, default prediction, and risk management of low-income groups.

Theoretical and empirical manuscripts on the application of novel techniques, such as artificial intelligence methods and fintech, in prediction, assessment, and optimization, with applications in credit evaluation, default measurement, and risk management, are welcome. 

Dr. Baofeng Shi
Dr. Gang Li
Guest Editors

Manuscript Submission Information

Manuscripts should be submitted online at www.mdpi.com by registering and logging in to this website. Once you are registered, click here to go to the submission form. Manuscripts can be submitted until the deadline. All submissions that pass pre-check are peer-reviewed. Accepted papers will be published continuously in the journal (as soon as accepted) and will be listed together on the special issue website. Research articles, review articles as well as short communications are invited. For planned papers, a title and short abstract (about 100 words) can be sent to the Editorial Office for announcement on this website.

Submitted manuscripts should not have been published previously, nor be under consideration for publication elsewhere (except conference proceedings papers). All manuscripts are thoroughly refereed through a single-blind peer-review process. A guide for authors and other relevant information for submission of manuscripts is available on the Instructions for Authors page. Journal of Risk and Financial Management is an international peer-reviewed open access monthly journal published by MDPI.

Please visit the Instructions for Authors page before submitting a manuscript. The Article Processing Charge (APC) for publication in this open access journal is 1400 CHF (Swiss Francs). Submitted papers should be well formatted and use good English. Authors may use MDPI's English editing service prior to publication or during author revisions.

Keywords

  • credit rating
  • credit risk
  • risk management
  • default prediction
  • financial services for low-income groups
  • modeling and analysis of credit risk

Published Papers (1 paper)

Order results
Result details
Select all
Export citation of selected articles as:

Research

20 pages, 1891 KiB  
Article
Community Leadership at a Hindu Non-Profit Organization Leads to Outperforming in Indian Microfinance Market
by Arvind Ashta and Nadiya Parekh
J. Risk Financial Manag. 2023, 16(3), 176; https://doi.org/10.3390/jrfm16030176 - 06 Mar 2023
Viewed by 1400
Abstract
There are isolated streams of research in spiritual capital, spiritual leadership, and community leadership. We put together these three notions and indicate that taken together, a spiritual leader with a community leadership style can use his spiritual capital to boost both the social [...] Read more.
There are isolated streams of research in spiritual capital, spiritual leadership, and community leadership. We put together these three notions and indicate that taken together, a spiritual leader with a community leadership style can use his spiritual capital to boost both the social and financial performance of the organization and reduce risk. We document a case where a Hindu non-profit organization is more resilient compared to the other top Indian firms which are for-profit organisations. This challenges the popular belief that creating sustainable organizations with social impact requires a purely business logic. This case study reports the results of interviews with the top management of the organization explaining how religion is related to management inputs, the social business model, and financial performance outcomes. We add to the meager literature on Hinduism in social business leadership. We generate five propositions that expand the extant theoretical conceptualization of community leadership with a case example from a non-profit Hindu spiritual leadership domain. They serve as lessons that managers can reflect on while working with their community and building trust. Full article
(This article belongs to the Special Issue Credit Risk Evaluation of Microfinance and Inclusive Finance)
Show Figures

Figure 1

Back to TopTop