Modeling Housing Market Search

A special issue of Journal of Risk and Financial Management (ISSN 1911-8074).

Deadline for manuscript submissions: closed (1 June 2023) | Viewed by 1966

Special Issue Editor


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Guest Editor
Department of Real Estate and Investment Economics, Cracow University of Economics, 31-510 Cracow, Poland
Interests: housing market; spatial analysis; behavioral economics; property valuation

Special Issue Information

Dear Colleagues,

An important feature of the housing market is buyers' and sellers' search behaviors. This topic is increasingly becoming the subject of housing research due to improved data availability and the development of online housing platforms. In this Special Issue, we welcome theoretical, empirical, and critical articles dealing strictly with the search process in the housing market as well as those presenting similar issues, for example, in the field of information asymmetry.

Dr. Mateusz Tomal
Guest Editor

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Keywords

  • housing market search
  • sellers’ search behavior
  • buyers’ search behavior
  • internet search behavior
  • online housing search
  • search model
  • search frictions
  • information asymmetry

Published Papers (1 paper)

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Research

17 pages, 2199 KiB  
Article
Analysis of Trends in Mortgage Lending in the Agricultural Sector of Ukraine
by Iryna Perevozova, Oksana Malynka, Vitalii Nitsenko, Halyna Kryshtal, Viktoriia Kostiuk and Vitaliia Mishchenko
J. Risk Financial Manag. 2023, 16(5), 255; https://doi.org/10.3390/jrfm16050255 - 24 Apr 2023
Cited by 5 | Viewed by 1718
Abstract
This study has the following objectives: to analyze the state of agrarian business lending and the market of banking services, establish the reasons for the insufficient level of mortgage lending implementation, and develop ways and tools to improve lending to the agrarian sector. [...] Read more.
This study has the following objectives: to analyze the state of agrarian business lending and the market of banking services, establish the reasons for the insufficient level of mortgage lending implementation, and develop ways and tools to improve lending to the agrarian sector. The research methodology considers a systematic approach to the statistical analysis of bank lending in the agricultural sector of Ukraine, the development of criteria, and the implementation of the hierarchy analysis method for the reasonable selection of a loan product and banking institution. We conducted an analysis of the current state of lending to agricultural enterprises. We also analyzed lending trends, loan products, and basic lending terms by banks of Ukraine to agricultural enterprises. The share of bank lending of the working capital of the agricultural industry was estimated. The dynamics of preferential lending to the agricultural sector were determined. Its essence is that banks with partial repayment of loan rates are given loans at the expense of the state budget. The directions and volumes of borrowed loan resources usage by agricultural enterprises were considered. It is recommended to use the hierarchy analysis method by T. Saaty for choosing an effective loan product. We developed the criteria that could be applied when selecting a loan product. We also determined potential directions for the development of mortgage lending for the agricultural sector. Full article
(This article belongs to the Special Issue Modeling Housing Market Search)
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